Independent advisory for investors, developers and family offices requiring short-term secured finance across the UK and Europe. We structure and arrange bridging facilities from €1 million, with access to lenders who can move quickly on complex and cross-border assets.
Bridging finance is a short-term secured lending solution, typically used to acquire an asset, refinance existing debt, or unlock capital ahead of a longer-term financing arrangement or asset sale. It is an instrument of speed and flexibility — designed for situations where conventional lending is too slow, too inflexible, or simply not available.
For the investors and developers we work with, bridging finance is most commonly used for:
We offer tailored solutions designed to meet the unique requirements of cross-border investors, ensuring fast execution, flexible terms, and access to lenders across Europe.
Bridging Europe acts as an independent advisor and arranger. We do not lend directly — our value is in structuring your transaction correctly and presenting it to the right lenders within our network.
Before approaching any lender, we assess your transaction in full: the asset, the jurisdiction, the legal structure, the timeline, and the exit. That preparation is what separates a well-executed bridging transaction from one that stalls at credit committee or fails to close at all.
We have direct relationships with specialist bridging lenders, private credit funds, private banks, and family office lenders operating across the UK and Europe. We are not tied to any panel or preferred provider.
We work with a wide network of lenders across Europe and the UK, offering competitive rates, fast decisions, and tailored terms to suit your specific requirements.
Loan Parameters:
Asset Classes:
A bridging loan could help you move quickly, seize opportunities, or bridge financial gaps when timing is critical.
Request a callback today to speak with a specialist broker and discover how a bridging loan could work for you.
We arrange bridging finance across the United Kingdom, Portugal, Spain, Ireland, Italy, and a number of other European markets. Each jurisdiction has its own lending landscape, legal framework, and execution requirements — and we have the local knowledge and lender relationships to navigate them.
A bridging loan is a short-term financing solution used to cover the gap between purchasing a property and arranging longer-term funding or selling an existing asset. They are typically used by property investors, developers, and businesses to act quickly in competitive markets.
For straightforward transactions in established markets, terms can be issued within 48 to 72 hours and drawdown achieved within two to three weeks. Complex or cross-border transactions require more time, but we manage the process to ensure nothing is left to chance.
Bridging loans can be used for residential, commercial, mixed-use, industrial, and development properties across Europe. We also support refinancing, renovations, or complex property acquisitions.
Bridging loans are available to investors, developers, family offices, and high-net-worth individuals, including non-EU nationals seeking cross-border property finance. Offshore and corporate structures are accommodated by most lenders in our network.
Not always. Depending on the lender, property type, and borrower profile, bridging loans can be arranged without personal guarantees, especially for corporate or family office borrowers.
LTV ratios vary by property type, location, and borrower profile but typically range from 60% to 75%. Certain high-value or prime assets may qualify for higher LTVs.
Most bridging loans are short-term, usually 3 to 24 months, providing the flexibility to complete property transactions or developments before moving to long-term finance.
Yes. Bridging loans can fund enabling works, renovations, and even phased construction projects, providing short-term capital until longer-term development or term financing is arranged.
If you have a bridging requirement in the UK or Europe, we would welcome a confidential conversation. Whether you are at the early stages of structuring or have a transaction ready to move, we can advise on the appropriate approach and identify the most suitable lenders.
Bridging Europe is a credit broker and intermediary, not a lender. This website is not authorised or regulated by the Financial Conduct Authority (FCA) and does not constitute financial advice. All information is provided for general guidance only. By submitting an enquiry, you agree that your details may be shared with a specialist lending partner.