Bridging Europe

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Bridging Europe

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  • Home
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    • BRIDGING
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    • UNITED KINGDOM
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Development Loans

Property development finance provides short-term funding tailored for investors and developers to acquire, build, & complete property projects. We can provide development loans for all asset classes. These loans are structured to support the unique demands of development projects. 

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Development loans typically consist of two main parts:


  1. Site Acquisition: The first part of the loan helps you purchase the site. Depending on the lender, a percentage of the purchase price will be advanced, with the remaining amount funded by the borrower. Terms vary by lender, so we help structure the right solution for your project.
     
  2. Construction Finance: The second part of the loan covers the build phase. Funding is usually provided in stages, aligned with the progress of construction. The lender certifies each stage of work and releases funds accordingly, allowing you to pay suppliers. You may need sufficient cash flow to fund the initial stages until reimbursed.


We work with a wide network of lenders across Europe and the UK to provide bespoke, flexible, and fast financing solutions. Whether you are a seasoned developer or tackling your first project, we can structure loans to meet your specific requirements, including joint ventures, phased drawdowns, and mezzanine funding. 

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Frequently Asked Questions

 A development loan is a short-term finance solution designed to fund property projects, from site acquisition through construction. It can be used for residential, commercial, mixed-use, industrial, hospitality, or any other type of property development. 


 Development loans are available to:

  • Experienced developers
  • First-time developers
  • Investors and family offices
  • Cross-border or international investors

We can structure finance for clients in any jurisdiction across Europe and the UK.


 We provide development finance for all asset classes, including:

  • Residential housing and apartments
  • Commercial offices and retail space
  • Mixed-use schemes
  • Industrial and logistics facilities
  • Hotels, resorts, and branded residences


  • Loan Amounts: From £/€1,000,000 up to £/€100,000,000
  • Loan Term: 6 to 36 months
  • Loan-to-GDV (LTGDV): Up to 75%
  • Loan-to-Cost (LTC): Up to 90%
  • 100% funding options are available for eligible projects


 Yes. We regularly assist first-time developers, providing guidance and structuring solutions that reduce risk for both lenders and borrowers. 


 Absolutely. We have experience providing development finance for UK and European projects, helping investors navigate local lending requirements, cross-jurisdiction rules, and tax considerations. 


 Repayment schedules are flexible, often interest-only during construction, with capital repayment due at the end of the term or upon sale of the development. Phased or staged repayment structures are available to suit project cash flows. 


 Our team works with lenders who can provide fast decisions, often within days for straightforward projects, and we handle complex cross-border and multi-jurisdictional financing efficiently. Drawdown can be expected 4-8 weeks from application. 


 Yes. We can structure the full capital stack, including joint ventures, mezzanine finance, and other bespoke solutions to ensure your project is fully funded. 


Our specialist brokers work with a wide network of lenders across Europe and the UK, offering competitive rates, fast decisions, and tailored terms to suit your specific requirements.


Key Features of Our Development Loans: 


  • Loan Amounts: From £/€1,000,000 up to £/€100,000,000
  • Terms: 6 to 36 months
     
  • Loan-to-GDV (LTGDV): Up to 75%
     
  • Loan-to-Cost (LTC): Up to 90%
     
  • 100% Funding Options: Available for qualified projects
     
  • Joint Venture Finance: Solutions available for JV structures
     
  • First-Time Developers: Supported with tailored advice
     
  • Fast Decisions: Quick access to capital for time-sensitive projects
     
  • Full Capital Stack Engineering: We can structure mezzanine and other funding to complete the financing package


Request a callback today to speak with a specialist broker and discover how a bridging loan could work for you.

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Bridging Europe are a credit broker and intemediary not a lender. This website is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide financial advice. Any information used is at your own risk. By making an enquiry, you agree that your details may be passed to a specialist loan broker. Copyright © Bridging Europe 2026 - All Rights Reserved.

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