Independent advisory for investors and family offices seeking long-term debt solutions for stabilised income-producing assets across the UK and Europe. We structure and arrange investment and term facilities across all major asset classes and jurisdictions.
Investment and term finance provides medium- to long-term debt for stabilised, income-producing property assets. It is the natural successor to bridging or development finance once an asset is complete and producing income — or the primary instrument for investors acquiring stabilised assets on a hold strategy.
For investors operating across European markets, the complexity of arranging the right term facility is often underestimated. Interest rate environments, lending conventions, covenant structures, and lender appetite vary considerably by jurisdiction. Bridging Europe provides independent advice that accounts for those differences and identifies the most appropriate lender for each transaction.
Acquisition and refinancing of stabilised income-producing assets. We advise across core, core-plus, and value-add investment strategies, covering single assets, portfolios, and cross-border structures.
Financing structures for multi-asset portfolios, including cross-collateralised and standalone facility structures. We advise on the optimal structure for portfolio LTV, cash flow, and covenant management.
Refinancing of bridging or development facilities following practical completion and stabilisation. We advise on the transition from short-term to long-term debt and help clients achieve the best terms on the refinance.
We advise on both fixed and floating rate facilities and help clients understand the relative merits of each in the context of their investment strategy and market outlook.
Every investment and term facility we arrange is structured around the specific asset, jurisdiction, and borrower. We do not work from a rate card — the parameters below reflect the broad range of transactions we advise on, but what matters is what we can achieve for your specific situation. That starts with a conversation.
The asset classes below are those we advise on most regularly, but they do not define the limits of what we can do. Our lender relationships span the full spectrum of European property finance — and if you are unsure whether your asset qualifies, the answer is almost certainly yes.
Our advisory services for investment and term finance focus on transactions from €1 million upwards. For larger or more complex portfolio transactions, there is no upper limit.
Yes. Cross-border investment structures — where a single borrower holds assets in multiple jurisdictions — require careful consideration of lender appetite, legal structuring, and covenant alignment. This is an area where our pan-European network and experience add significant value.
We advise on the debt structure itself and can recommend specialist advisors for rate hedging where appropriate. Many of our lender relationships include in-house hedging capabilities.
Whether you are refinancing a completed development, acquiring a stabilised asset, or restructuring your existing portfolio debt, we would welcome a confidential conversation about your requirements.
Bridging Europe is a credit broker and intermediary, not a lender. This website is not authorised or regulated by the Financial Conduct Authority (FCA) and does not constitute financial advice. All information is provided for general guidance only. By submitting an enquiry, you agree that your details may be shared with a specialist lending partner.