Bridging Europe

Bridging EuropeBridging EuropeBridging Europe

Bridging Europe

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      • SPAIN
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      • OTHER EUROPEAN MARKETS
    • INSIGHTS
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  • Home
  • SERVICES
    • BRIDGING
    • DEVELOPMENT
    • INVESTMENT & TERM
  • LOCATIONS
    • UNITED KINGDOM
    • PORTUGAL
    • SPAIN
    • IRELAND
    • ITALY
    • OTHER EUROPEAN MARKETS
  • INSIGHTS
    • CASE STUDIES
    • BLOG
  • INTRODUCERS
  • CONTACT

PRIVATE BANKING

Today, bridging loans are widely used across a variety of scenarios and locations, making them a popular choice for investors seeking flexible, short-term financing for property acquisitions and developments. 

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Bridging finance is a short-term funding solution that enables individuals and businesses to secure property or other assets globally, bridging financial gaps quickly and efficiently. It is commonly used to acquire property before a sale completes, refinance existing assets, or access short-term capital while arranging long-term finance.


Bridging Finance Europe can assist if:


  • You’re based in the UK and wish to use your international property portfolio as collateral.
     
  • You’re a non-UK resident seeking bridging finance for UK or overseas properties.
     
  • You own UK properties and want to use them as security for a short-term bridging loan.


  • You are seeking a loan of £1,000,000 / €1,000,000  or more.
     

We offer tailored solutions designed to meet the unique requirements of cross-border investors, ensuring fast execution, flexible terms, and access to lenders across Europe.

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Frequently Asked Questions

 A bridging loan is a short-term financing solution used to cover the gap between purchasing a property and arranging longer-term funding or selling an existing asset. They are typically used by property investors, developers, and businesses to act quickly in competitive markets. 


Bridging loans can often be arranged within days, depending on the complexity of the transaction and property type. Our team specialises in fast execution to meet urgent deadlines.


Bridging loans can be used for residential, commercial, mixed-use, industrial, and development properties across Europe. We also support refinancing, renovations, or complex property acquisitions. 


Bridging loans are available to investors, developers, family offices, corporates, and high-net-worth individuals, including non-EU nationals seeking cross-border property finance. 


Not always. Depending on the lender, property type, and borrower profile, bridging loans can be arranged without personal guarantees, especially for corporate or family office borrowers. 


LTV ratios vary by property type, location, and borrower profile but typically range from 60% to 75%. Certain high-value or prime assets may qualify for higher LTVs. 


Most bridging loans are short-term, usually 3 to 24 months, providing the flexibility to complete property transactions or developments before moving to long-term finance.


 Yes. Bridging loans can fund enabling works, renovations, and even phased construction projects, providing short-term capital until longer-term development or term financing is arranged.


Our specialist brokers work with a wide network of lenders across Europe and the UK, offering competitive rates, fast decisions, and tailored terms to suit your specific requirements.


Key Features of Our Bridging Loans: 


  • Loan Amounts: From £/€1,000,000 up to £/€50,000,000
     
  • Term Lengths: 3 to 36 months
     
  • Loan-to-Value (LTV): Up to 80% of open market value; in some cases, 100% funding is available
     
  • Flexible Repayments: Interest can roll up, meaning no monthly payments are required
     
  • Eligibility: No maximum age; poor credit history considered
     
  • Speed: Fast decisions and quick access to funds
     

A bridging loan could help you move quickly, seize opportunities, or bridge financial gaps when timing is critical.


Request a callback today to speak with a specialist broker and discover how a bridging loan could work for you.

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Bridging Europe are a credit broker and intemediary not a lender. This website is not authorised or regulated by the Financial Conduct Authority (FCA) and does not provide financial advice. Any information used is at your own risk. By making an enquiry, you agree that your details may be passed to a specialist loan broker. Copyright © Bridging Europe 2026 - All Rights Reserved.

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