Property Finance Across Europe
In addition to our named markets, Bridging Europe advises on property finance across a wide range of European jurisdictions. Where conventional lending falls short, whether because of the market, the borrower, or the transaction structure, we have the relationships and the experience to find a solution.
Our core named markets, the United Kingdom, Portugal, Spain, Ireland, Italy, Switzerland, and Monaco, represent the majority of our transaction volume, but they are not the limit of our capability. European property investment does not stop at borders, and neither do we.
International investors and family offices working across Europe regularly encounter opportunities in markets where the domestic lending landscape is thin, opaque, or simply not accessible without specific local relationships. These are precisely the situations where independent advisory adds the most value, and where the gap between a transaction that closes and one that does not is often determined by the quality of the advisor rather than the quality of the asset.
We assess every enquiry on its individual merits. If the asset is credible, the structure is sound, and the exit is clear, we can usually identify a lender with genuine appetite, even in markets where conventional financing routes are limited. And we are direct about when we cannot help: if a transaction is in a jurisdiction where we do not have credible relationships, we will say so rather than waste your time.
The markets below are those we are most regularly asked about and where we have either completed transactions or have established lender relationships. They are not an exhaustive list. If your market is not listed, it is worth asking.
Other Markets We Cover
France
Paris prime residential and commercial, Cote d’Azur luxury residential and hospitality, Alpine ski resort, and regional investment property. France has a well-developed lending market but one that is conservative toward non-resident borrowers and complex offshore structures. We access specialist and private bank lenders with genuine appetite for French assets at the level we advise on.
Germany
Commercial, logistics, residential, and mixed-use assets in Berlin, Munich, Frankfurt, Hamburg, and other major German cities. Germany’s property finance market is deep and institutional, but navigating it effectively as an international investor requires specific relationships and structuring knowledge. We advise on transactions across the major German markets.
Netherlands
Commercial, logistics, and residential assets in Amsterdam, Rotterdam, and other Dutch cities. The Netherlands has one of Europe’s most active logistics markets and a growing institutional residential sector. We advise on transactions where conventional Dutch bank lending is unavailable or insufficiently flexible.
Greece
Luxury residential, hotel, resort, and island assets across Athens, Mykonos, Santorini, Corfu, and other Greek markets. Greece has attracted significant international capital in recent years, driven by the Golden Visa programme and growing demand for prime hospitality and residential assets. The domestic lending market is limited and alternative lenders are the primary financing route for international investors.
Austria
Alpine residential and resort assets in Kitzbuhel, Lech, St Anton, and other Austrian ski markets, as well as Vienna commercial and residential. Austrian property transactions require specific local legal and tax advice and lenders comfortable with international holding structures.
Other Markets
We have advised on transactions in Belgium, Luxembourg, Malta, Croatia, and other European markets. For markets not listed, we assess each enquiry individually and give an honest view of what we can achieve and the likely timeframe before any process begins.
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In markets where our lender relationships are less dense than in our named locations, our process is targeted rather than broad. We assess the transaction in full, identify the specific lenders in our network with appetite for that market and asset type, and make focused introductions backed by a well-prepared credit presentation.
We do not approach lenders without a clear rationale, and we do not take mandates we cannot credibly deliver on. If we take on a transaction in a non-core market, it is because we have a genuine plan to execute it.
Why Choose Bridging for Non-Core Markets?
Pan-European Lender Network
Pan-European Lender Network
Pan-European Lender Network
Our network includes banks, private credit funds, and family office lenders with multi-jurisdiction capability that extends well beyond the markets most advisors cover. These are the lenders best positioned to finance transactions in markets where the domestic lending landscape is thin.
No Generic Approaches
Pan-European Lender Network
Pan-European Lender Network
We do not send a transaction to twenty lenders and hope one responds. In non-core markets especially, a targeted and well-structured approach to the right two or three lenders achieves better outcomes than a scatter-gun process that signals uncertainty and lacks conviction.
Cross-Border Structuring
Honesty About What Is Achievable
Honesty About What Is Achievable
Transactions in non-core markets frequently involve the interaction of multiple legal systems, tax regimes, and holding structures. We advise on the full cross-border picture, not just the financing in isolation, and coordinate with local legal advisors in each jurisdiction.
Honesty About What Is Achievable
Honesty About What Is Achievable
Honesty About What Is Achievable
We will tell you clearly what we can and cannot do in any given market before you commit to a process. If we cannot help, we will say so immediately. If we can, we will tell you exactly what is achievable, on what timeline, and on what terms, so you can make an informed decision before any time or cost is incurred.
One advisory relationship. Every asset class.
- Prime and secondary residential
- Residential portfolios and HMOs
- Office and commercial
- Industrial and logistics
- Retail (high street and out-of-town)
- Hotels and hospitality
- Mixed-use income-producing schemes
- Development land with and without planning
- Student accommodation and PBSA
If you have a property finance requirement in a European market not covered by our named locations, we would welcome the opportunity to discuss it. The conversation costs nothing and we will give you an honest assessment within 24 hours.
Bridging Europe is a credit broker and intermediary, not a lender. This website is not authorised or regulated by the Financial Conduct Authority (FCA) and does not constitute financial advice. All information is provided for general guidance only. By submitting an enquiry, you agree that your details may be shared with a specialist lending partner.